We previously reported regarding proposed House Bill 870 which will require all insurers to provide coverage when any insured is driving a non-owned vehicle with the permission of the vehicle’s owner. HB870 was passed by the Louisiana legislature and signed by Governor John Bel Edwards on May 23, 2022. The law went into effect on August 1, 2022. As previously reported, auto insurers will be required to provide coverage in Louisiana when its insureds are temporarily driving someone else’s vehicle with permission. The new law will be codified at La. R.S. 22:1296.1.
As noted in Gerard Dragna‘s article, “Proposed Louisiana Legislation Seeks to Mandate Coverage for Permissive Use of Non-Owned Vehicles,” the legislation is in direct response to the Louisiana Supreme Court’s recent decision in Landry v. Progressive Security Insurance Company, 2021-00621 (La. 1/28/22), 2022 WL26303.